Many homes are part of a homeowners association, or HOA. This setup can offer structure and shared services. You might get access to amenities like pools or fitness areas. You may also find rules about what you can and can’t do with your home. These rules are called covenants, conditions, and restr

Creating a low-maintenance backyard can provide you with a peaceful outdoor space without demanding constant attention. The first step is to choose the right plants for your garden. Native plants, which are well-suited to your local climate, often require less water, fertilizer, and care. Opting fo

The concept of home transcends its physical structure; it is a profound representation of identity, a sanctuary where memories are etched into the walls, and a cornerstone of emotional well-being. Understanding the importance of home goes beyond its functional aspects, delving into the realms of pe

Keeping a home in good condition requires regular maintenance and occasional repairs. As a homeowner, understanding the essential home repairs can save you time, money, and potential headaches down the road. In this blog post, we will explore some common home repairs that every homeowner should be f

An increase in foreclosure rates will inevitably bring with it an increase in short sales. But what is a short sale? A short sale happens when you sell your house for less than your remaining mortgage balance, the proceeds of which go to the lender and in return the lender forgives the remaining bal

Pre-approved? Know what you can afford? That means it is time to start house hunting! The hunt for your dream home can stall quickly if you aren’t sure what your “dream” looks like. It’s easy to talk in generalities about wanting a “big” house or an “older” home, but in order to have a more specific

Are you selling your home and reviewing several offers? Congratulations! You’re well on your way to getting as much as possible out of what is likely your largest asset. But when it comes to picking an offer, sometimes it’s important to take a step back and recognize that your bottom line shouldn’t

You've found your dream home. After months of searching, you're finally closing on the house that you've wanted for so long. The last thing you want to do is take any action that would interfere with the closing of your home. Since the start of your home search, your agent has probably told you time

Getting a mortgage is, by general consensus, the most treacherous part of buying a home. Many homebuyers said they found the mortgage experience stressful and complicated. Even lenders agree that it’s often a struggle. If you’re out to buy a home, you have to be vigilant. To clue you into the pitfal

What is a reverse mortgage? A reverse mortgage is a loan based on the current paid-up value or equity in your home. Instead of making a monthly mortgage payment, your lender can use your equity to pay you a set monthly amount, provide a credit line for you to draw upon as needs arise, or pay out a l

How to get over losing out on a home? You had such big dreams for the two of you. You were ready to make the big commitment. You thought you’d grow old together. But then your offer on the house didn’t go through. You lost out. You won’t be buying that perfect-for-you place. You won’t be cooking in